![]() ![]() This means you can request the return of the premiums you've made towards your critical illness policy if you've never made a claim.Ĭanada Life's critical illness insurance package covers: You have the option of buying a "return of premium" rider for an extra cost. You can get an online quote for CoverMe but you'll need to go through a Manulife advisor to get any information or start the enrolment process for Lifecheque. And a medical exam or questionnaire is not needed for approval. But beware: this type of policy only covers five major illnesses, so it's an "affordable" option for a reason. The policy will stay in effect until you turn 75ĬoverMe coverage is pretty affordable – a 35-year-old non-smoking man will only pay about $27 per month for a $75,000 plan.Offers up to $75,000 coverage for those between 18 and 65. ![]() For another six conditions, you may be eligible for a partial payout if you're diagnosed early. If you're diagnosed with any of the conditions on the list, you'll receive a payout as long as you've fulfilled the required waiting period. 25 critical illnesses eligible for coverage.Manulife's most extensive and flexible policy.One of Canada’s largest insurance companies, Manulife offers several critical illness insurance options. ![]()
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